COVERAGE DESIGNED FOR YOUR BUSINESS
The one truth about running a business is it changes daily. Because of this, your need for risk management through business insurance remains constant. At Carter Insurance we begin by assessing your business insurance needs to develop comprehensive solutions to cover your ever changing needs.
Our insurance advisors understand the needs of business owners in Athens, Tennessee, along with Etowah, Englewood, Niota and throughout Southeast Tennessee. We are prepared to assist you to identify gaps in coverage, while controlling your insurance business expenses.
Business Auto
Regardless if you have one vehicle or an entire fleet, we can help develop a plan to protect you against loss to your vehicles and accidents you may be involved in.
D&O Liability
Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer.
General Liability
Protects against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations; and advertising and personal injury liability.
Commercial Property
Property Insurance provides coverage for commercial buildings and contents from to a covered causes of loss, such as a fire.
Crime
White collar crime is a business owner’s nightmare. Let our agents help protect your business and business assets from theft, fraud and forgery.
Employment Practice
EPLI covers against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues.
Inland Marine
Protects your business property while it is away from your business location. Designed for tools, equipment and business property that is used in various locations.
Commercial Umbrella
A policy designed to provide protection against catastrophic losses. It generally is written over various primary liability.
Cyber Liability
As our dependency on the internet increases so does our need to protect it. Cyber liability protects against the expenses associated with a data breach.
Fiduciary Liability
protecting businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans.
Key Man Life
Key Man Life insurance coverage is purchased on the key employee(s) critical to the operation of your business. It provides funds to your business if that person unexpectedly dies.
Workers Compensation
Workers compensation insurance covers employees injured on the job, in auto accidents while on business and work-related illnesses.
NEED MORE INFORMATION? NEED A QUOTE?
CONTACT US AT 423-745-2333